Effective Date: January 1, 2026

Company:
Gateway Capital Group
(“Gateway Capital Group,” “Gateway,” “we,” “us,” or “our”)

1. Introduction

Gateway Capital Group respects your privacy and is committed to protecting the personal and business information you provide to us. This Privacy Policy explains how we collect, use, share, and safeguard information obtained through our website, applications, and related communications in connection with business-purpose financing products, including merchant cash advances and other commercial funding solutions.

This website is intended solely for business use. Gateway Capital Group does not offer consumer loans, personal credit, or residential mortgage products.

2. Information We Collect

We may collect the following types of information when you visit our website, submit an application, or communicate with us:

• Business name, address, ownership, and formation details

• Personal identifiers of business owners or authorized representatives (such as name, phone number, and email address)

• Financial and banking information, including bank statements and transaction data

• Tax information and government-issued identification where required for compliance

• IP address, device information, browser type, and website usage data

All information is collected strictly for legitimate business purposes related to evaluating, underwriting, funding, and servicing commercial financing products.

3. How We Use Your Information

We use collected information to:

• Evaluate eligibility for business-purpose funding products

• Conduct underwriting, verification, and risk assessment

• Communicate with you regarding your inquiry, application, or funding request

• Comply with applicable federal, state, and regulatory requirements, including New York and California laws

• Improve our services, internal operations, and website functionality

4. Information Sharing & Disclosure

We may share your information with:

• Funding providers, capital partners, and financial institutions

• Independent sales organizations (ISOs), brokers, and referral partners involved in your request

• Third-party service providers performing services on our behalf (such as underwriting, verification, compliance, analytics, and technology support)

• Governmental or regulatory authorities when required by law

Gateway Capital Group does not sell personal information as defined under the California Consumer Privacy Act (CCPA). Information is shared only as necessary to provide services, meet legal obligations, or protect our rights.

5. California Privacy Rights (CCPA)

California residents have the right to:

• Request disclosure of the categories of personal information collected

• Request deletion of personal information, subject to legal and regulatory exceptions

• Request information regarding data sharing practices

To submit a request, please contact:

Email: info@gatewaycapitalgrp.com

Gateway Capital Group will not discriminate against you for exercising your privacy rights.

6. SMS & Email Communications Consent

By submitting your information through this website, you expressly consent to receive communications from Gateway Capital Group via telephone calls, emails, and text messages, including those sent using automated technology, regarding your inquiry, application, or related business-purpose financial products.

Message and data rates may apply. Consent is not a condition of funding. You may opt out at any time by replying STOP to SMS messages or by using the unsubscribe link in email communications.

7. Data Security

We maintain commercially reasonable administrative, technical, and physical safeguards designed to protect your information against unauthorized access, disclosure, alteration, or misuse. However, no method of transmission over the internet or electronic storage is completely secure.

8. Business-Purpose Disclosure

All products and services offered by Gateway Capital Group are intended exclusively for commercial or business purposes. We do not offer consumer credit, personal loans, or residential mortgage products.

9. Third-Party Websites

Our website may contain links to third-party websites. Gateway Capital Group is not responsible for the privacy practices or content of those sites and encourages you to review their privacy policies independently.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised policy.

11. Contact Information

If you have questions regarding this Privacy Policy or our data practices, please contact:

Gateway Capital Group DBA Gateway Capital

Email: info@gatewaycapitalgrp.com
Phone: 917-399-6808